Mortgage Calculator

Estimate a monthly payment for a home in Northeast or Central Pennsylvania. Change the price, down payment, rate and term to see how each affects the payment; property tax and insurance are included so the total is closer to what a lender will quote.

Home price

Down payment

Interest rate

Loan term

Property tax rate

% of price / yr

Effective rates in Luzerne County commonly run 1.5–2%. The listing or county assessment will show the actual tax bill.

Homeowners insurance

/ yr

HOA dues

/ mo

Mortgage insurance (PMI)

% of loan / yr

Usually required on conventional loans with less than 20% down; it is dropped from the estimate at 20% or more.

Estimated monthly payment—

Principal & interest—

Property tax—

Homeowners insurance—

Mortgage insurance (PMI)—

HOA dues—

Loan amount—

Total interest over the loan—

Talk to an agent about real numbers

Estimates only, based on the figures above and general assumptions. Not a loan offer, appraisal or pre-approval. See our disclaimers.

Mortgage Calculator

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